Qapital Reviews
(Rated by 1558 users)
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Are you looking for ways to save money when shopping at Qapital. Our Qapital coupon codes can help you do just that! Over 1558 customers have already used our coupons to save an average of $57 with Qapital discount codes. There are currently 11 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Credit/Debit Cards
- PayPal
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
25
$OFF25
$OFFGREAT OFFER
Overall Rating
5.0
Base on 3 Reviews
Ratings by Feature
Ratings by Feature
- Good Value5.0
- Shipping & Delivery5.0
- Return Policy5.0
- Price & Quality5.0
Recent Customer Reviews (3)
Arthur Ribeiro
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Lovísa Valtýsdóttir
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Bernard Hatcher
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Qapital Pricing
Basic Plan
$3 per month
Complete Plan
$6 per month
Premier Plan
$12 per month
Monthly Fees
$3 - $12
Payment Methods
Accepted Payment Options:
Prices for items on Qapital.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
PayPal
Payment Process
- Payments can be made online during the checkout process.
- For Qapital credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Qapital Pros & Cons
Pros
1
Customizable Savings Rules: Qapital allows users to create creative and personalized rules for saving, making it easier to automate the saving process.
2
Unlimited Micro-Savings Accounts: Users can set up multiple savings goals without restrictions, enabling better organization of finances.
3
Potential Savings: On average, users save between $1,500 and $4,300 per year by utilizing the app's features.
4
Investment Options: The platform offers an investment account with a robo-advisor, allowing users to invest in ETFs based on their risk tolerance.
5
Spending Account: Comes with a debit card, providing quick access to funds while also helping users track spending habits.
6
Behavioral Insights: Provides personalized budgeting and spending recommendations based on user behavior.
CONS
1
Low Interest Rates: The savings accounts offer a low yield of approximately 0.10%, which is significantly lower than many online savings accounts.
2
Monthly Fees: There are no free versions available; users must pay monthly fees ranging from $3 to $12, depending on the plan chosen.
3
No Retirement Accounts: Qapital does not offer tax-advantaged retirement account options, limiting its utility for long-term retirement savings.
4
Customer Support Limitations: Support is primarily through email or in-app messaging, with no phone support available for immediate assistance.
5
Difficulty in Canceling Membership: Cancelling a membership can be complex and may require multiple steps, which can deter users seeking flexibility.
Qapital Features and Benefits
Features
Automation and gamification
Motivates users to improve their spending habits and put more money toward investing in pre-built investment portfolios.
Three different accounts
Offers Qapital Goals, Qapital Spending, and Qapital Invest accounts, each serving a specific purpose.
Savings automation
Allows users to set specific saving rules to help automate their savings.
Set & Forget rule
Enables setting a recurring deposit from bank account to Qapital Goals account.
Unlimited personalized savings goals
Users can create unlimited, personalized savings goals.
FDIC insured account balances
Account balances are FDIC insured up to $250,000.
Interest-bearing Spending account
Earns a rate of 0.1%, compounded monthly.
Roundup Rule
Rounds up each purchase to the nearest $2 for savings.
Customizable Savings Rules
Allows creation of creative and personalized rules for saving, making it easier to automate the saving process.
Unlimited Micro-Savings Accounts
Enables setting up multiple savings goals without restrictions for better organization of finances.
Investment Options
Provides an investment account with a robo-advisor to invest in ETFs based on risk tolerance.
Spending Account
Comes with a debit card for quick access to funds and helps track spending habits.
Behavioral Insights
Provides personalized budgeting and spending recommendations based on user behavior.
Membership pause or cancel
Users can pause or cancel membership at any time without penalty.
30-day free trial
Allows users to explore the service without initial cost.